This month, Rabobank was the first Dutch bank to lower its interest rate on saving accounts below 1 percent. Other banks are expected to follow promptly, considering that over 25% of all outstanding European government bonds currently yield a negative interest rate. For the first time in history, there are companies borrowing money at negative rates.

Three Things You Should Avoid When Reaching for Yield

#1: 'Junk Bonds' and 'Junk Bonds'-ETFs

#2: Day Trading with CFDs

#3: Tech Stocks

Do Not Focus on Yield, but on Wealth Preservation


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