9.5 Million euros. That was the total value of V&D (a well-known Dutch department store) gift cards still outstanding when it applied for bankruptcy last week. Gift cards are based on a simple idea: instead of buying something at V&D yourself, you can give a person a gift card as a present instead. You thereby avoid the risk that the gift is not to their liking (e.g. he or she might not like the color), or that the receiver already owns the item, or doesn’t need it. With a gift card, everybody’s happy. 


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