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Earlier this year I warned readers that December could prove to be an exciting month. As the dust has settled, we are able to draw some conclusions. The ECB cut its deposit rate (from -0.2% to -0.3%), while the Federal Reserve hiked its policy rate (from 0.25% to 0.5%). Both were within my line of expectation. However, it wasn’t the most important observation to be made this month.

Confirming What We Already Knew

The Worst Moment to Introduce a Rate Hike

You May Have to Pay the Bill

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